Thank you.
Mr. Albrecht mentioned it was the first time that he personally has heard about this problem, and he suggested that there had been dialogue between.... I'll talk for myself personally and the witnesses. I want to make clear that I have not had a previous dialogue with the three witnesses who appeared before us this morning from the industry. As far as the first time, Mr. Albrecht probably wanted to say that he had not heard of this himself, because when I look at the transcripts from previous meetings, there have been red flags that have been waved.
So Mr. Poole, you seem to the be the star--