The concern that you raised before about the members is a valid point. When you're the director of pension services--and you have to remember the RCMP is a very close group--there's no hesitation for someone who's out in a detachment in northern Alberta in picking up the phone and calling me, saying, “What are you doing for me on the pension issue? I'm retiring next year, and this portability question hasn't been addressed yet. How is this going to impact my pension?”
Well, it's going to impact your pension negatively. You joined the force and weren't able to move your moneys over from your other pension; therefore, it's going to impact what you get when you leave.