Perhaps I can answer this way. As the information was coming forward from Mr. Snowdy, I recognized that it was all material, and it raised the basis for the need for an investigation, an investigation, frankly, that I could not conduct.
In truth, Mr. Martin, I didn't start parsing out what was criminal or what could have been regulatory in nature. I simply knew that it was information that I could not keep to myself. It had legs, and it had credibility, and it was reliable such that further investigation was warranted.