If you don't have the answer to the question, I understand.
Next, I guess, is CMHC. My understanding is that CMHC has tons of money, billions and billions of dollars, because they charge insurance on every mortgage—and generous insurance—and hardly anybody defaults; in fact, they've been building a surplus of many billions of dollars. So why do we need to give them $793 million for them to do their job, which is to elevate the housing stock in Canada? That's why they were created and that's why we let them build up this massive reserve of billions of dollars. But they haven't built one new unit since 1993, since the Liberals ended the last social housing programs in the country. So from 1993 to today....
I just got a new mortgage. I paid $12,000 CMHC insurance on top of the purchase price; the mortgage was this amount plus $12,000. Nobody defaults on their mortgages, hardly, in Canada and they just make money hand over fist. Why do we give them three-quarters of a billion dollars to fulfill their mandate?