Thank you for your comments.
Yes, we are in a period where the baby boomers are in the process of retiring. The rate of departures due to retirement is holding. The retirement rate is currently 3.7%, which has remained almost the same for the past five years. The retirement rate for the executive group is about twice as high. It was higher for some time. There is a little variability there because the numbers are much smaller. I think we will see this same trend for another three years.