I wouldn't say we underestimated. It is application-driven. We receive about 430 applications, but it varies. So our best guesstimates last year would be that we would be settling about $3.6 million, which we did, with 3,500 hearings, which we did. This year we're looking at 4,000 hearings, and we're going towards it.
On November 29th, 2011. See this statement in context.