I would like to speak about credits for the student loans program. It's a fairly astronomical amount because we're talking about $149.5 million. How is it that the forecasts were so wrong? I know the minister said when she appeared before the Standing Committee on Human Resources, Skills and Social Development and the Status of Persons with Disabilities that this was provided for in last year's Supplementary Estimates (C). How is it that we aren't seeing it in the Main Estimates? Why carry them forward now? How is it that there is such poor foresight?
Since 13% of students cannot repay their debts, don't you think the program is missing its target? Would it be possible to review the program instead of simply requesting a repayment of $149.5 million?