I can be fast, if that's okay.
Thank you for the question. There is a one-time $1.3 billion increase, which is to cover the elimination of severance, and we allowed under the agreement that we had negotiated with a number of bargaining agents for employees to avail themselves of that. That's one time, and that represents close to 60% of that increase. You will not see that reappear.
It's one time, and it came in a supplementary estimate. It did bring the total personnel expenditure up. There were a couple of others that are driven by wage increases. If you take those one-time increases out, there is not a significant increase in the personnel costs.