Thank you for your question. Vote 20 is a central vote that concerns the insurance services we offer to public servants and retirees. It is the health care plan, for instance the possibility of having medication reimbursed; it also includes life insurance and disability insurance. There are about 20 plans and types of benefits, services, that are offered in this context.
The increase is due to two main factors: the first is that the public servants are getting older, as well as the retirees who benefit from these programs, and the second factor is that the cost of pharmaceutical products has been increasing. Those are the two key factors that are behind that increase. If you study similar plans throughout the country, you will see that these two same factors have caused an increase in costs.