I would just end with one comment. It seems to me this 49% number is huge, and once you pick a number like that, you almost automatically justify the PPP, I think the professor was saying, so it seems to me we can't really evaluate this unless we get into the guts of that number, as to whether or not it is really justified. It strikes me that just about every conclusion depends on that question.
Would you agree with that, Professor Siemiatycki?