That's about it for your time, Bernard. Thank you very much.
That concludes our first round of questioning.
If I might just ask one question, what we've heard from testimony is that it's about the transfer of risk and that there is a cost built into that. We heard some witnesses say the cost was about 16%. Others said it was as high as 48%.
As a financial money manager and venture capitalist who is funding some of these projects, what kind of costs are you putting onto risk, as a rule of thumb?