That's exactly why I wanted you to flesh it out. Tank you for those specifics. That's very helpful. We should note, though, that the Canada Pension Plan used to lend money to municipalities, etc., at a nice low rate, too—like 2%—as a safe investment for our CPP.
But it's not my job to question witnesses, so we'll go to the NDP.
We'll thank Ms. Mullen for her time with us today. She has to run off to do some other business here in Ottawa, but she will leave her colleague to represent her.
Thank you very much for your testimony, Ms. Mullen.
Next, then, for the NDP, we have Christine Moore.