Thank you for that clarification.
With respect to the changes that our government has made to the pension plan, effective January 1, 2013, could you speak to how those changes will favourably impact the deficit? In other words, if those changes weren't made, I presume the deficit would grow over time and would be worse.
I realize that life expectancy is a separate issue. But with respect to the changes to the plan, could you explain how those may favourably impact the deficit?