Thank you, Mr. Chair.
Thank you for the explanation about short-term disability. It's interesting to point out that major employers, unionized or not, all have short term disability programs in the country. The Government of Canada is an outlier currently not having that kind of regime in place. I think it's a question of going from an archaic system to a more modern system.
Just making the inference, if other employers do it there must be a reason. There must be some benefit to those employers, otherwise they wouldn't have it. Is that part of the thinking of the Government of Canada as to why we want to go to short-term disability?
Mr. Martin's point is that the insurance companies will make some money, but I think also the employer will realize some benefits. Could you explain how having a short term disability program in place would drive benefits for the Government of Canada?