Okay. I can only imagine when you're planning a massive operation, such as you were, that planned savings would be nice, although that's not the entire purpose of this transformation. We can see there are new demands on IT services, and I think the cyber-threat one is certainly a point well taken. We have to make sure we have the resources to meet those demands.
Getting back to the nitty-gritty of the money, how were you able to deal with your partners regarding the cost of services when you weren't able to provide the services? I'm thinking about the issues around transfer pricing and delivering the services.