In terms of the $56 million, that has arisen because the email project hasn't gone as quickly as was planned. The $56 million was removed from our reference levels without achieving the savings. That meant we've had to reprioritize activities within the department across the transformation projects themselves, and reduce the scale of the transformation projects, or the amount of expenditure we make on operations. We've had to rebalance to take that into account.
On May 5th, 2016. See this statement in context.