In terms of details on the specific programs, I would obviously defer to the department. I'm not familiar with the committee you mentioned that may have also looked at this.
In terms of forecasting costs, we work with the department to look at their pattern of historical spending, the actual spend, and then we look at demographic information and cost drivers to extrapolate into the future to get a sense of demand for these programs. In many cases, we work closely with the chief actuary and his staff to make sure that our projections with respect to certain benefit plans are rigorous and conform to forecasting standards in the actuarial area.