You are absolutely right, but, having said that, our office has only about 40 people. Let me add that this is also part of the criteria used, for example, by the International Monetary Fund or the Organisation for Economic Co-operation and Development (OECD) to analyze the situation in other countries where the mandate of PBOs or independent financial institutions is about the same.
In terms of resources, what is most expensive or most time-consuming is really the assessment of the cost of the measures. That's what costs the most in time, money and resources.