You're saying there's been a bit of a cultural change. People need to have these conversations about the level of contribution in order to have that kind of pension. We're shying away from those conversations because for a lot of pensions, it would mean quite an increase in the contribution, both on the employer's side and on the employee's side, if we were more realistic on the future rate of return.
On October 2nd, 2018. See this statement in context.