Thank you.
I was fascinated and just a little concerned, because you started comparing us to Detroit. The Canadian government is definitely not going bankrupt.
My question is about the methodology that anybody uses. You must have used a special valuation methodology, and there are so many permutations and combinations that you do. In those permutations and combinations, how does your actuarial method probably differ from, or is it the same as, what the chief actuary would have utilized to come to the conclusions you did?