Yes. On controlling the drawdown, we find that the controls that Mr. Suur and Mr. Greenslade have talked about are effective at the aggregate level. We have the appropriations that lapse, and we have this requirement that you need to apply to run an operating loss. We have a daily sweeping of cash to make sure that cash isn't just sitting there for people to use. These things work at the aggregate level.
We still find a pattern of activity over the course of the year that still peaks a bit towards the end of the financial year, but largely it reflects the fact that people are cautious in the first half of the year. It's not that they're blowing the budget in the last couple of months; it's that they are being very careful in the first six months and then finding that they don't need to be as careful but rather that they have to play catch-up in the last few months. We still get some peak in spending activity towards the end of the financial year.