I understand. Yes, this committee is about to get under way across Canada.
I come from rural Canada, and one of the institutions, or sometimes the only institution, in that community is Canada Post and the flag, and it's a sense of pride for Canadians.
One of the things from your report that I saw was the bit on postal banking. I received a letter from eastern Ontario mayors asking me to advocate for postal banking. I agree that Canadian banks are on a solid financial footing and they're doing great at their jobs.
I'm a young Canadian, only 32 years old, and I rarely set foot in a bank, but I also have to think about my grandmother and the grandmothers out there. My father still calls me to insert a DVD. I have to think about them as well, and they're still dependent on walking into a physical place.
Can you explain to me the rationale for falling onto number four, which was partnering with three to five large banks or credit unions to provide a low-cost extension to the branch network? What was the rationale behind coming to this specific idea?