Let's go back to the premise. We met with lots of stakeholders. We didn't travel, but we spoke on the phone with La Poste in France, with the U.K., and with others to understand. We understood the complexity of establishing a bank today and the fact that the investment is costly because of regulatory conformity, because of the necessity of sophisticated IT security, and because of the competencies needed.
The situation here, as you've read, is that Canadians are well served. That you understand very well. The cost of establishing a bank is expensive. It will be your choice, and it's not for us to decide what the government will do in the end. Given that our mandate was to balance the fact that Canada Post is not self-sustainable as we speak, to go into postal banking would not help self-sustainability, but the government may decide something else.
The second thing is that we recognize that the postal office in rural and remote areas has a different character from the ones in the city, not only because it has the flag, but because it's still a witness of—