I'd like to add that the financial logic of major Canadian banks and major world banks isn't to say that it isn't profitable, but that it isn't profitable enough. That's the only difference. There's certainly money to be made in this area. People suggest solutions like this because they think there's money in it. People think the Canada Post Corporation is able to provide these services.
Although people say there's money to be made, there may not be enough for the financial institutions because they can make more money in another way. I think it's unfortunate, especially for Desjardins, which has created financial institutions proper to each regions—credit unions, in other words—that are withdrawing little by little. I think the Canada Post Corporation has quite a role to play in this area.