Thank you very much, all of you.
It's an interesting conversation we've had in Montreal and now here. When I look at myself as an accountant or as an operational consultant, the moment I hear “cost savings”, “effectiveness”, and “streamlining”, I know what that means, and you know what that means. We've had those conversations with Canada Post. We've had them with the task force.
Madame Giroux, you've brought in a very different perspective. You brought in a perspective of human capital and you brought in, I would say, a social justice agenda, which I think we have missed out when we were doing it because we were looking at profit from a P and L statement rather than the human impact. Again, the corporation and the task force have left that element out. So we are now, in this study, trying to bring that element back in.
I looked at what the postal union and some people have given us as to the road forward. You've come up with interesting ideas. I wonder where those conversations went.
Did the union ever have those conversations with the corporations? You talked about banking. I'm wondering why the task force even said banking was not feasible. You talked about $35 billion that the banks make.
Are the banks afraid that you'll be competition like a caisse populaire, or a credit union, or things like that?