I have another question, and that was about the thought process. Everybody was saying... One of the professors said that when Canada Post came up with a solution, its five-point plan, it did not have imagination. It's like somebody going into receivership and saying they'll privatize.
The task force, with due respect, had a limited mandate. Our mandate is to say that if we want to make it imaginative, and if it has to go through its fourth revolution, and if postal banking poses a solution for you... For somebody who has done receiverships of a bank, it poses a lot of questions for me as to where will we manage the whole thing. There have been 489 banks that have closed in your area. Why? Why did they close?
Am I finished?