I've already mentioned how extensive our network is. I've also commented on how, if we bring everything under one roof and then expand the services we offer from that location, we get efficiencies. I think that's what everyone has been saying we need—efficiencies.
Postal banking is just another one of a suite of things that Canada Post can offer. My general thrust is that instead of contracting constantly, which is what can be seen to be.... Even in business you're not expanding, you're contracting. You're also losing business share. I think that Canada Post should deploy postal banking as part of a suite of different things that they do to increase market share in all different kinds of areas.