Even without postal banking, you'll see banks that have folded up and closed branches right across the country.
Many of these communities do not have a bank. Look at the Canadian Centre for Policy Alternatives study on postal banking in the province of Newfoundland and Labrador. There are communities that have absolutely no credit union or credited bank, but they do have a post office. There are lots of those communities across the country where we're already in place to operate a postal bank. We're filling a void in a lot of communities where there is no bank. Banks have already decided that there is no money to be made in those places, and they have already left.
I think the investment that Canada Post would have to make in banking, as Mike has said, is a very prudent investment. When you look at countries around the world like Switzerland, France, and the U.K. that all have postal banks—