I believe it would be a smart investment in the long run. When you look at the record profits that the banking industry is currently making—and they're doing that by consolidating branches, taking branches out of rural areas, and taking branches out of, shall we say, lower-income areas—I believe it would be a very smart idea.
Regarding some of the training that you're referring to about money laundering and FINTRAC, we already do that training. We already have some training with regard to money laundering.
I can't speak to the costs that you're referring to, but I think it would be money well spent.