Mr. Cavanagh, what I was trying to get at is that it could be that big banks didn't want to compete against Canada Post on the profits.
One of the things I noticed in the report is that it says about $400 million has been saved by going to community mailboxes. Wherever the savings are—and I'm not sure if that's through job losses or whatever—do any of you gentlemen know what the actual start-up costs were to put in these community mailboxes, the cost for the boxes, the maintenance costs?