Thank you, Mr. Ayoub.
Yes, it is always a possibility. I will let my colleague answer the question about our fluctuating volume of mailings.
As for Desjardins, it is important to note that we are more present in Quebec than any other financial institution, such as the major banks. We have 1,130 points of service and outlets and we have a presence in all regions. About 30% of those outlets and points of service are located in sparsely populated areas.
You mentioned the evolution in services. As Desjardins is a cooperative, our role is first and foremost to serve our members. However, we are not a not-for-profit organization. We have to generate enough revenue to ensure the sustainability of the group as a whole.
Desjardins still has a presence in the regions, but the services have changed a great deal, especially in the last few years. For services at the counter—