It is not a decision made by the group but by the location. The credit union makes the decision as a function of the use of its services. As I mentioned just now, when counter services fall to 3% and the vast majority of transactions are done electronically, it is simply not possible to maintain services in another way. That is in the purview of a credit union, given that ours is a centralized, federated system where people come together to make decisions.
On October 7th, 2016. See this statement in context.