As far as the postal banking goes, yes, it would be very welcome in rural communities that do not have a banking facility available. In the urban centres, we have to consider that we do have the inner-city people who do not have a bank account and do go to the payday lenders of the world. I believe it's just as viable in our urban centres to have postal banking as it would be in the rural areas.
On October 20th, 2016. See this statement in context.