In my opinion, based on the population that we serve, we see it as both. We see it as an opportunity for growth in innovative ways, such as was mentioned with postal banking, for the same reasons as my colleague from the credit union has suggested, but we also see it as a primary service. We see it as a public service, an essential service for people to stay connected in their communities, to be provided with opportunities to contribute, and to access community life in general. We see it as those. It's a two-edged sword for us.
On October 20th, 2016. See this statement in context.