Thank you, Mr. Chair.
Thank you to our witnesses today for their presentations.
I come from a rural background, so I'll lead off with a couple of those questions. There is so much to do here in five minutes that I won't get it done.
There were comments made about the number of banking facilities we have, and a lot of small towns don't have them anymore. My experience is that, where those banking facilities—the private banks—have taken leave of the community, in many cases credit unions have filled in and done a tremendous job in those areas. Some small community is left, and Canada Post has partnered with a small business in that community to have a place for the services to be delivered. Do you see that as a model that's sustainable?