Okay.
You touched on an important point previously and it's with regard to when people do step into a bank for more complicated transactions, such as for a loan or if they want to buy mutual funds, and whatnot.
It's one thing I did ask the union a few months ago with regard to training. How much training goes into each person to require that? I know from personal experience, because I almost went into banking at one point. I was all trained, and I was almost ready to pass my licences, but then I found out I had to spend about 2,000 to 3,000 hours of being a bank teller, for instance. I had already gone toward my political career, so I didn't want to do that.
That would require all Canada Post employees, if we were to go into more complicated transactions, to do that rigorous training. Does it vary from province to province?