Well, I'm sure we could find some better things to do with $10 billion than to develop our own in-house bank.
In terms of leveraging the existing banking network, the task force and some of the external analysis that was done suggested that maybe something in the order of $10 million could be generated per year, if the big banks co-operated with Canada Post to provide some type of rural offering, but at a great cost.
From your perspective, do you think there would be an appetite among the competitors that are part of your organization to participate in such a nation-building exercise, to partner with Canada Post and reach out to rural Canada, to make sure they have the services they need to bank in the 21st century?