Within this discussion around the future of Canada Post, the issue of servicing rural and remote areas keeps emerging as part of the dialogue. I'll admit that we as credit unions, as co-operatives, are interested in that issue.
At the same time, I don't see using a Canada Post model to serve those communities as a means to deal with its structural issues. The markets it would be serving need services, but those are certainly not going to address the core problems at Canada Post. I think we can't mix those things up. That's why we're making the point that if you want to have a dialogue about this, these issues in rural and remote regions, then we're open to that discussion, but we don't necessarily have to have the Canada Post bank on the table. There could be other ways of doing it.