I think it's something our organization hasn't necessarily spent a lot of time thinking about. I'd certainly undertake to get back to you with any thoughts we have.
Briefly, I would say that if there's a way to leverage existing resources to be able to provide services that people need, that's always important and should be looked at. Our members are always looking at ways we can continue to serve our customers. Income tax preparation is something some of our members do as well. It started as an industry that cashed cheques, and then it evolved into lending. Now it's evolved into more things beyond that. Whatever the case may be of the customer, whether they can't find those services where they live, or whatever the case is, our members are always trying to step in and figure out ways to fill that gap.
If there is one message I would like to convey today, it is that the industry I represent is a lot more than what you think it is, or what a lot of people think it is, which is that loan for a few hundred dollars that's repaid the next payday. We do a lot more than that, and we try to do it in the best way we can.