Okay. That involved complicated transactions. The reason why I said that you had to obtain your CFP certification was because in the task force they quoted the Scotiabank vice-president as saying that people are now going to the bank for more complicated transactions as opposed to less complicated transactions. In Newfoundland, if there were complicated transactions, was it not the bank manager of the Bank of Montreal who would take those?
On November 2nd, 2016. See this statement in context.