Okay, thank you, Mr. Chair. Thank you, everybody, for being here and, Ms. McAuley, thank you for following up on that question and clarifying the point. I really appreciate it, but I'm not going to concentrate on postal banking today.
I wanted to talk about pensions and get your view. During the previous testimony, we heard from Mr. Chopra and Mr. Cheeseman. He said that we've been working with...the solvency issue is not the only issue, but we would like to see perhaps joint governance.
I just want to find out from you if the management has reached out to any of you. I'm opening up the floor.