That's a great political argument, and I congratulate you for making it. The big banks are an easy target, right? But 29% of the Canadian population using postal banking is a massive assumption, in my humble opinion, that doesn't carry much weight. Having said that, we're not here to debate that, right? The question is simple.
On an every-day basis, what inefficiencies do you see at Canada Post that can reduce your expenditures, and where else do you see revenue? Please just put aside postal banking for a second.