Thank you.
Just to respond quickly on the wage subsidy program, it's fair to say that it's a more complicated program than the CERB. As the minister indicated, the CERB was relatively simple in application, with a priority on getting the money out but also with proper verification to make sure that we catch up on people who don't deserve it.
In contrast, the wage subsidy covers a bunch of more complex business arrangements. One of the things we did in response to that was to engage with stakeholders as we were developing it, to find out some of the questions and answers that we needed to know in order to make it simpler for businesses to apply.
The feedback has been good from that perspective. I note that the CFIB has been very positive in terms of our ability to answer their questions, but there's no doubt that it's a more complicated program.
We've been quite satisfied so far. There is a lot of interest in the questions. The take-up is probably a little less than we thought it would be at this point, but we know from all the questions that people are still perhaps sorting out exactly how they will apply.