All right, thanks.
Mr. Giroux, the flip side is the wage subsidy. We've had nowhere near the uptake that's been expected. Originally $76 billion was set aside; only $7 billion has been used.
Why do you think the uptake has been so low? Did the wage subsidy come out far too late after the layoff decisions happened, or is it, as I'm anecdotally hearing, that the wage subsidy is just being used for surviving in place, so to speak, but is not being used to hire people back?