Thank you, Minister.
The answer to the prior question is that we have bought $5.8 billion of mortgages thus far under the insured mortgage purchase program, of a total availability of $150 billion, and we tightened our underwriting policies, as many lenders have done. That's because of the potential for decreased house prices in the future and the fact that we don't want to put vulnerable Canadians into mortgages that they can't afford, sir.