If I can just speak directly to my experience on the lending side in support of entrepreneurs in the first nations within Alberta, we were right in the middle of the downturn in the oil and gas economy, so we were already hurting very badly in Alberta, and of course the pandemic following that has caused a lot of problems and failures in our community.
In terms of just the pandemic itself, in our organization the kind of support that we provide is really hands-on, and with the limitations and the challenges of the pandemic, our ability to deliver what we need to deliver in the community has been severely affected. We're going to have to make up for lost time in that regard.
It really has been in a holding pattern currently. Yes, it's been tough, just as it has been for everybody else out there.