As an advocate for mental health, I want to thank you for doing that negotiation. That is one of the areas I looked at, because—just for transparency—I wanted to avail myself of it. I realized that it has substantially increased. Thank you for that.
I would like to understand what the impact of these 70 new benefits is from a process point of view. Naturally, whether it's Sun Life or Canada Life, there are new benefits coming in. What's the impact on the process? Is it a new process that has to be defined or an existing process? Does claim processing have to be put in place? How significant is this?
If we had Sun Life, would it be as easy, or would it still have had a huge impact?