We were certainly paying close attention during the testimony at the last meeting of this committee.
We hear concern, absolutely, from the employer's officials, but we're concerned less about what they say and more about what they do. Again, we do see some improvements happening, but we think there is still an awfully long way to go here.
We certainly will need to see our members be made whole at the end of this process—those who have suffered health consequences or financial consequences. This isn't theoretical. We're still in the process of.... I was speaking with a member very recently who's carrying more than $8,000 on their credit card because they don't have any way to be reimbursed.