Okay. Thank you.
Switching to a different topic, I was noticing in your report that on the student loan changes and the financial impacts of waiving the interest on student loans, you see the number of loan writeoffs declining over time, but I also noticed there's quite a spike in writeoffs between, I believe, 2021-22 and 2022-23.
I'm just wondering. This is in Figure 2-5. There's a graph there. Between 2021-22 and, it looks like, 2022-23, the number of writeoffs seems to have spiked fairly considerably. I'm just wondering if that's related to the pandemic. What effect are we seeing there?