Yes. I'll answer the first question, and we'll get back to you on the other one.
We launched a program in late 2022 with the Toronto-Dominion Bank as our partner. We piloted it, and then we launched it nationally. Their security folks were very good and picked up on some irregularities very quickly, and we suspended it immediately. We did a full review and decided as partners to not go forward with the program.
There were a lot of learnings from that, and we're committed to developing more financial services for rural and remote areas, most importantly, going forward.